Ireland's Top Financial & Mortgage Advisors: Pangea Financial Services

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What is the First-Time Buyers Scheme or Help to Buy

May 10, 2021

The First time buyer grant or Help to buy as it is most commonly known, is a scheme targeted at a first time home buyer. It was designed to reduce…

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How A Mortgage Broker Can Help You

April 7, 2021

The property market in Ireland is hard to figure out at the best of times, lately – it’s been extremely tough. Before Covid-19, we had rents increasing strongly and purchase…

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First Time Buyers – Help to Buy

December 8, 2020

If you are a first time buyer and are looking for advice – relating to both the mortgage and general questions on how it all works then you have come…

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Should I Pay Off My Mortgage Faster? Mortgage Over Payments

December 8, 2020

In general – No – don’t do it ! Most Banks will offer the option for customers to make overpayments on their mortgage. Some people wish to do this so…

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How Much Money Do Banks Make On My Mortgage?

December 8, 2020

The short answer is loads! Especially the big two of AIB and Bank of Ireland. In general, and rates do change, AIB and BOI will not be the cheapest in…

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Buy Vs Rent – How Should I Calculate It?

December 8, 2020

There is very much a hard-wired Irish mindset that owning a property is better than renting – rent is dead money, right? We have a high % of home ownership…

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What Will House Prices Do For The Rest Of 2020

December 8, 2020

They will go up at first – then they will go down. You also need to split the housing market into price sections. Below €400k the price will continue to…

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What Makes House Prices Go Up Or Down?

December 7, 2020

Supply and Demand Interest Rates Great Expectations The key with property – like all goods and services – is supply and demand. The higher the demand, the higher the price.…

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