4.9 out of 5 based on 75 reviews

Life Insurance Broker

Experience Unparalleled Life Insurance Solutions

As featured in HeyDublin

Killian Costelloe
Killian Costelloe
2023-08-21
Just had a chat with John Fahy this morning. Extremely helpful and explained everything very clearly to me. Thanks for all your help.
David Sullivan
David Sullivan
2023-08-18
We wanted to move from a tracker to a fixed rate mortgage and from the start John was extremely helpful and provided sound advice. He even supported us in areas nor related to the switch like arranging an appointment with a valuation agency. In the end, in a fast moving market, we believe we got the best deal it was possible to get.
Seshu Tirupathi
Seshu Tirupathi
2023-08-14
John was extremely professional and clear about all the steps in purchasing a home in Ireland. He was always accommodating with all our requests and transparent about how things are moving along in the application process. I would highly recommend his services if looking to buy a house, especially first-time buyers.
joice dondo
joice dondo
2023-07-19
Very helpful information I got from here , sound advice in a professional manner
Kevin Burrowes
Kevin Burrowes
2023-07-18
I wouldn't have been able to get through the mortgage processes without John, knows exactly what he is doing and should be charging more for his service. I would fully endorse his services for anyone who requires them.
Fiona Britton
Fiona Britton
2023-05-22
John was excellent to deal with, timely, efficient and helped us secure a mortgage with an excellent rate, we are in our home because of him !
slavisa miskovic
slavisa miskovic
2023-05-15
Quick response, definitely will ring them back

Secure Your Future - Ireland's Premier Life Insurance Broker

At Pangea, we understand that securing your family’s financial future is of paramount importance.

As Ireland’s life insurance broker, we specialise in crafting personalised insurance solutions that cater to your unique needs. Our commitment to offering superior financial advice, coupled with our access to a multitude of lenders, ensures you receive the best possible options for life insurance, mortgage protection, and more.

With Pangea , you’re not just getting a policy; you’re gaining a lifelong partner in financial security.

Superior Knowledge: Unmatched expertise to guide you through the intricacies of life insurance.
Exceptional Customer Service: A dedicated team ensuring a smooth and informative journey.
Fast Approvals: Efficiency at the heart of our operations for quick and hassle-free policy setup.
Exclusive Access: A wide range of options from various lenders, offering you the best deals.

Saving you both time and money

Life Insurance

Saving you both time and money

Why Choose Pangea for Your Life Insurance Needs

mortgage in principle

Pangea Steps and Process for Life Insurance

  • Initial Consultation: Contact us to discuss your needs and objectives. This conversation helps us understand your situation and tailor our advice.
  • Policy Selection: Based on your needs, we present you with options and explain the benefits and limitations of each, helping you make an informed decision.
  • Application Assistance: We guide you through the application process, handling paperwork and liaising with insurers to streamline your experience.
  • Approval and Activation: Once your application is approved, we help activate your policy, ensuring you understand all aspects of your coverage.
  • Ongoing Review and Support: Life changes, and so might your insurance needs. We remain at your service for any adjustments or queries.

Frequently Asked Questions

Why do I need life insurance?

Life insurance provides financial security to your loved ones in the event of your untimely passing. It helps cover outstanding debts, ongoing living expenses, and future financial needs, ensuring your family’s standard of living is maintained.

Which Insurers do you deal with ?

We deal with all the Major Insurers in the Irish Market

  • Royal London
  • Aviva
  • New Ireland
  • Irish Life
  • Zurich Ireland

This allows us to get the best price and policy for you

What types of life insurance does Pangea Mortgages offer?

We offer a variety of life insurance policies including term life insurance, whole life insurance, and mortgage protection insurance. Our experts can guide you through the differences and help you choose the one that best suits your needs.

How Often Should I review an existing policy

You should review all of your insurance needs at least once a year. If you have a major life change, you should contact your adviser . Here at Pangea we schedule a meeting once a  year in advance with our clients. 

Life changes may have  a significant impact on your insurance needs. Life changes may include:

  • Marriage or divorce
  • A child or grandchild who is born or adopted
  • Significant changes in your health or that of your spouse/domestic partner
  • Taking on the financial responsibility of an aging parent
  • Purchasing a new home
  • A loved one who requires long-term care
  • Refinancing your home
  • Coming into an inheritance
How do I determine how much life insurance I need?

The amount of life insurance you need depends on several factors including your income, debts, lifestyle, and future obligations. Our advisors will help you calculate the appropriate coverage to ensure your family’s financial security.

Can I get life insurance if I have a pre-existing medical condition?

Yes, it’s possible to obtain life insurance with pre-existing conditions. However, coverage options and premiums may vary. Our team will help you navigate the options and find a policy that accommodates your health status.

How does the life insurance application process work with Pangea Mortgages?

Our process is straightforward and supportive. Start by contacting us for an initial consultation. We’ll assess your needs, guide you through the application paperwork, and liaise with insurers on your behalf to secure the best possible terms.

How long does it take to get covered?

The time frame can vary based on the insurance provider and your specific circumstances. Generally, it can take a few weeks from application to approval. We strive to expedite the process and keep you informed every step of the way.

Can I change my life insurance policy once it’s in place?

Yes, life situations change, and so can your insurance needs. We recommend reviewing your policy regularly, and our advisors are here to help make any necessary adjustments.

What happens if I miss a life insurance payment?

If you miss a payment, you typically have a grace period to make it up without losing coverage. However, it’s important to communicate with your insurer or contact us as soon as possible to avoid any lapse in protection.

How do I make a claim on a life insurance policy?

In the unfortunate event of a claim, contact Pangea Mortgages directly. We will guide you through the claims process, providing support and advice to ensure a smooth and efficient resolution.