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4.9 out of 5 based on 134 reviews

Life Insurance Broker Ireland:
Expert Independent Advice

Experience Unparalleled Life Insurance Solutions

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As featured in HeyDublin

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Huria asghar profile picture
Huria asghar
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Great service! John explained all the steps in detail, very kind and calm person! Highly recommended
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Vishnu Vardhan Reddy Yannam profile picture
Vishnu Vardhan Reddy Yannam
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I recently worked with Pangea Mortgage team for my mortgage, and the entire experience was exceptional from start to finish. They were professional, knowledgeable, and incredibly patient in explaining every step of the process. They were always quick to respond to my questions, provided honest advice tailored to my situation, and ensured I secured a competitive rate. I always felt supported and well-informed throughout the journey. I highly recommend Pangea Mortgages to anyone looking for a reliable, trustworthy, and personable mortgage advisor.
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Scott Dennehy profile picture
Scott Dennehy
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Was a great help to me. Very informative
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aisling ohare profile picture
aisling ohare
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I couldn't recommend John enough. We had been in contact with another well known broker and they were so unhelpful, made the process so stressful! From the moment i rang John, he took control and got us mortgage approved!
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Hassan Malik profile picture
Hassan Malik
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I can’t recommend John highly enough. He has been absolutely fantastic throughout our entire mortgage journey. From the very beginning, he was clear, responsive, and incredibly knowledgeable about the whole process. What really stood out was how accommodating he was with last-minute changes in plans. The property market can be stressful and unpredictable, but John handled every twist and turn calmly and professionally. He was always available to answer questions, explain options in simple terms, and guide us through each step with patience. If you’re looking for a reliable, proactive, and supportive mortgage broker, I would highly recommend him. Five-star service all the way.
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ivi L A profile picture
ivi L A
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Great people and amazing service, would highly recommend to anyone !
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Richard Burke profile picture
Richard Burke
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John was very easy to deal with throughout the mortgage process and responded quickly to any queries or issues. I would happily use his services again in the future.
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Enda Connolly profile picture
Enda Connolly
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As a couple living in the UAE and relocating to Ireland this year, John provided clear, informed and honest advice as first time buyers. John was selfless with his time, outlining a detailed road map for us which we greatly appreciated. Highly recommend.
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Manal B. profile picture
Manal B.
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John is an absolute legend. Super quick with his response, the whole application process was a breeze with their online portal. Our decision to go with them relieved us from a huge stressful situation.
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Jenny Quinn profile picture
Jenny Quinn
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Absolute pleasure dealing with Advisor (John). He has shown that there is light at the tunnel and hope for hard working families that can't catch a break with some financial institutions. Very easy to deal with and quick responses.

Secure Your Future - Ireland's Premier Life Insurance Broker

At Pangea, we understand that securing your family’s financial future is of paramount importance.

As Ireland’s life insurance broker, we specialise in crafting personalised insurance solutions that cater to your unique needs. Our commitment to offering superior financial advice, coupled with our access to a multitude of lenders, ensures you receive the best possible options for life insurance, mortgage protection, and more.

With Pangea you’re not just getting a policy, you’re gaining a lifelong partner in financial security.

Superior Knowledge: Unmatched expertise to guide you through the intricacies of life insurance.

Exceptional Customer Service: A dedicated team ensuring a smooth and informative journey.

Fast Approvals: Efficiency at the heart of our operations for quick and hassle-free policy setup.

Exclusive Access: A wide range of options from various lenders, offering you the best deals.

Why Choose Pangea for Your Life Insurance Needs

mortgage in principle

Pangea Steps and Process for Life Insurance

  • Initial Consultation: Contact us to discuss your needs and objectives. This conversation helps us understand your situation and tailor our advice.
  • Policy Selection: Based on your needs, we present you with options and explain the benefits and limitations of each, helping you make an informed decision.
  • Application Assistance: We guide you through the application process, handling paperwork and liaising with insurers to streamline your experience.
  • Approval and Activation: Once your application is approved, we help activate your policy, ensuring you understand all aspects of your coverage.
  • Ongoing Review and Support: Life changes, and so might your insurance needs. We remain at your service for any adjustments or queries.

Frequently Asked Questions

Why do I need life insurance?

Life insurance provides financial security to your loved ones in the event of your untimely passing. It helps cover outstanding debts, ongoing living expenses, and future financial needs, ensuring your family’s standard of living is maintained.

Which Insurers do you deal with ?

We deal with all the Major Insurers in the Irish Market

  • Royal London
  • Aviva
  • New Ireland
  • Irish Life
  • Zurich Ireland

This allows us to get the best price and policy for you

What types of life insurance does Pangea Mortgages offer?

We offer a variety of life insurance policies including term life insurance, whole life insurance, and mortgage protection insurance. Our experts can guide you through the differences and help you choose the one that best suits your needs.

How Often Should I review an existing policy

You should review all of your insurance needs at least once a year. If you have a major life change, you should contact your adviser . Here at Pangea we schedule a meeting once a  year in advance with our clients. 

Life changes may have  a significant impact on your insurance needs. Life changes may include:

  • Marriage or divorce
  • A child or grandchild who is born or adopted
  • Significant changes in your health or that of your spouse/domestic partner
  • Taking on the financial responsibility of an aging parent
  • Purchasing a new home
  • A loved one who requires long-term care
  • Refinancing your home
  • Coming into an inheritance
How do I determine how much life insurance I need?

The amount of life insurance you need depends on several factors including your income, debts, lifestyle, and future obligations. Our advisors will help you calculate the appropriate coverage to ensure your family’s financial security.

Can I get life insurance if I have a pre-existing medical condition?

Yes, it’s possible to obtain life insurance with pre-existing conditions. However, coverage options and premiums may vary. Our team will help you navigate the options and find a policy that accommodates your health status.

How does the life insurance application process work with Pangea Mortgages?

Our process is straightforward and supportive. Start by contacting us for an initial consultation. We’ll assess your needs, guide you through the application paperwork, and liaise with insurers on your behalf to secure the best possible terms.

How long does it take to get covered?

The time frame can vary based on the insurance provider and your specific circumstances. Generally, it can take a few weeks from application to approval. We strive to expedite the process and keep you informed every step of the way.

Can I change my life insurance policy once it’s in place?

Yes, life situations change, and so can your insurance needs. We recommend reviewing your policy regularly, and our advisors are here to help make any necessary adjustments.

What happens if I miss a life insurance payment?

If you miss a payment, you typically have a grace period to make it up without losing coverage. However, it’s important to communicate with your insurer or contact us as soon as possible to avoid any lapse in protection.

How do I make a claim on a life insurance policy?

In the unfortunate event of a claim, contact Pangea Mortgages directly. We will guide you through the claims process, providing support and advice to ensure a smooth and efficient resolution.