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4.9 out of 5 based on 134 reviews

Mortgages for Teachers in Ireland: Specialist Broker Advice

Tailored Mortgage Solutions for Teachers

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As featured in HeyDublin

mortgage in principle

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Huria asghar profile picture
Huria asghar
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Great service! John explained all the steps in detail, very kind and calm person! Highly recommended
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Vishnu Vardhan Reddy Yannam profile picture
Vishnu Vardhan Reddy Yannam
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I recently worked with Pangea Mortgage team for my mortgage, and the entire experience was exceptional from start to finish. They were professional, knowledgeable, and incredibly patient in explaining every step of the process. They were always quick to respond to my questions, provided honest advice tailored to my situation, and ensured I secured a competitive rate. I always felt supported and well-informed throughout the journey. I highly recommend Pangea Mortgages to anyone looking for a reliable, trustworthy, and personable mortgage advisor.
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Scott Dennehy profile picture
Scott Dennehy
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Was a great help to me. Very informative
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aisling ohare profile picture
aisling ohare
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I couldn't recommend John enough. We had been in contact with another well known broker and they were so unhelpful, made the process so stressful! From the moment i rang John, he took control and got us mortgage approved!
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Hassan Malik profile picture
Hassan Malik
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I can’t recommend John highly enough. He has been absolutely fantastic throughout our entire mortgage journey. From the very beginning, he was clear, responsive, and incredibly knowledgeable about the whole process. What really stood out was how accommodating he was with last-minute changes in plans. The property market can be stressful and unpredictable, but John handled every twist and turn calmly and professionally. He was always available to answer questions, explain options in simple terms, and guide us through each step with patience. If you’re looking for a reliable, proactive, and supportive mortgage broker, I would highly recommend him. Five-star service all the way.
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ivi L A profile picture
ivi L A
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Great people and amazing service, would highly recommend to anyone !
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Richard Burke profile picture
Richard Burke
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John was very easy to deal with throughout the mortgage process and responded quickly to any queries or issues. I would happily use his services again in the future.
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Enda Connolly profile picture
Enda Connolly
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As a couple living in the UAE and relocating to Ireland this year, John provided clear, informed and honest advice as first time buyers. John was selfless with his time, outlining a detailed road map for us which we greatly appreciated. Highly recommend.
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Manal B. profile picture
Manal B.
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John is an absolute legend. Super quick with his response, the whole application process was a breeze with their online portal. Our decision to go with them relieved us from a huge stressful situation.
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Jenny Quinn profile picture
Jenny Quinn
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Absolute pleasure dealing with Advisor (John). He has shown that there is light at the tunnel and hope for hard working families that can't catch a break with some financial institutions. Very easy to deal with and quick responses.

Get Expert Mortgage Advice for Teachers

Saving you both time and money

At Pangea Mortgages, we understand the unique financial needs of teachers and the challenges they face when securing a mortgage. As a trusted specialist mortgage broker, we are committed to guiding educators through every step of the mortgage process, ensuring they receive expert advice and access to competitive mortgage deals.

Our team of financial advisors, with deep sector knowledge, is dedicated to simplifying the mortgage journey, saving you time and helping you secure the best mortgage solution suited to your needs. Whether you’re a newly qualified teacher or an experienced educator, we are here to support your financial well-being.

Calculate Mortgage Repayments

Why Choose Pangea Mortgages?

  • Borrow more : We can get 3 points up your payscale.
  • Specialist Knowledge: We specialise in helping teachers secure mortgages by understanding your profession and income structure.
  • Exclusive Offers: Access to exclusive mortgage deals tailored specifically for teachers.
  • Streamlined Process: We handle all the paperwork and negotiations, saving you time and stress.
  • Fast Approvals: Our efficient processes ensure quicker mortgage approval times.
  • Comprehensive Support: From initial enquiry to mortgage approval and beyond, we provide ongoing support at every stage.

Mortgage Solutions for Teachers

Whether you are buying your first home, moving to a new property, or considering remortgaging, Pangea Mortgages offers a range of tailored mortgage solutions designed to meet the financial goals of teachers:


First-Time Buyer Mortgages: We guide you through the process of buying your first home, ensuring you get the best possible deal.
Remortgaging: If you are looking to switch to a more favourable mortgage rate, we help you explore your options to save money on monthly repayments.
Buy-to-Let Mortgages: For teachers interested in property investment, we provide expert advice on building a profitable portfolio.
Self-Employed Mortgage Solutions: If you supplement your income through tutoring or other educational services, we offer mortgage solutions that take your additional earnings into account.
Mortgage Protection Insurance: Protect your mortgage and financial future with comprehensive insurance solutions tailored for teachers.

Benefits for Teachers

Teachers often have specific financial circumstances that many traditional mortgage products may not fully consider.

At Pangea Mortgages, we ensure your income, including bonuses and additional earnings, is fully factored into your mortgage application, maximising your borrowing potential.

Key Benefits Include:
Greater borrowing ability – go 3 points up your payscale
Competitive interest rates
Recognition of additional income streams, such as overtime or extracurricular activities
Exclusive offers and flexible repayment terms

Fast Approvals for Teachers

With Pangea Mortgages, you can benefit from our fast approval process, giving you the peace of mind that your mortgage is being handled by experienced professionals.

We understand that time is of the essence, especially when navigating the housing market, and our streamlined approach helps secure your mortgage with minimal delays.

Ready to explore your mortgage options? Contact us today to speak with one of our expert mortgage advisors. We are here to make the mortgage process as smooth and stress-free as possible, providing you with the personalised service you deserve.

# STEPS & PROCESS

Go Beyond With Pangea Mortgages

Best mortgage advisor

Potentially save thousands on your mortgage repayments, find a cheaper mortgage lender. Get step-by-step guidance on refinancing your mortgage or buying your first home.

Initial Conversation

Contact us and avail of an initial mortgage consultation. We will identify the right mortgage for your circumstances.

Application

Our experts will complete the application paperwork for you. We take the time to go through each section with you.

Documents

The financial advisor will guide you to the complete list of documents required

Bidding & Legals

Once we have secured your loan offer we will help you with bidding strategy and dealing with solictors.

After Sale Agreed

Once you go sale agreed we will help you to get to completion. We can also help with the insurances all lenders will require

1

How do you qualify for a mortgage? Banks will consider your gross salary, day to day expenditure, loans and savings. You need to be in permanent employment.

2

Investment Property - If you want to find out if now is a good time to buy an investment and what returns to expect - contact us now

3

Can You Get A Mortgage With Bad Credit? Yes, we can help with this. We work with specialist lenders who provide mortgages to those with credit issues. You must have no outstanding credit problems.

4

How Much Can You Afford? Calculate how much you can afford to borrow with the best mortgage brokers in Dublin. We can advise what the appropriate level of borrowings are and how much it will cost you over the life of your mortgage.

We help you understand the Mortgage process from start to finish.

Get Great Mortgage Rates

We will help you get a great low rate for your personal circumstances. Click the calculator below.

Great Mortgage Rate

Click the calculator below.
CALCULATOR

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.
CONTACT US

House Prices

Will they go up or down? Should we hold off or buy now? You can utilise our outstanding qualifications and experience to find out what will happen next. Just give us a call.

House Prices

Will they go up or down? Should we hold off or buy now?
CALL US

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice on what you need to do to be in the best position when you are ready to apply for a mortgage

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice.
EMAIL US

Frequently Asked Questions

What types of mortgages does Pangea Mortgages offer for teachers?

We offer a range of mortgage solutions designed to meet the needs of teachers, including:

  • First-time buyer mortgages
  • Remortgaging options
  • Buy-to-let mortgages for investment purposes
  • Self-employed mortgage solutions for teachers with additional income from tutoring or extracurricular work
  • Mortgage protection insurance to safeguard your financial future
Can Pangea Mortgages help with remortgaging for teachers?

Yes, we offer specialist remortgaging services to help teachers switch their mortgage to a better rate or release equity from their property. Our expert advisors will review your current mortgage and explore options to save you money by lowering monthly repayments or securing more favourable terms.

How does Pangea Mortgages make the mortgage process easier for teachers?

We simplify the entire mortgage process by managing all the paperwork, liaising directly with lenders, and providing ongoing support from application to approval. We ensure that the mortgage solutions we recommend are tailored to your financial situation and goals, saving you time and effort while securing the best possible deal.

Do you offer mortgages for teachers who are self-employed or have additional income from tutoring?

Yes, we offer mortgage solutions specifically for self-employed teachers or those with additional income from tutoring or extracurricular activities. We recognise your unique income structure and factor in all sources of earnings when assessing your mortgage application, maximising your borrowing potential.

What are the benefits of using a specialist mortgage broker for teachers?

By using a specialist broker like Pangea Mortgages, teachers can benefit from:

  • Greater borrowing ability
  • Competitive interest rates 
  • Specialised advice that considers additional income such as overtime and bonuses
  • A streamlined application process, resulting in faster mortgage approval
  • Access to exclusive mortgage deals not available directly from banks
  • Ongoing support to ensure you remain on track with your financial goals
How fast can I get approved for a mortgage through Pangea Mortgages?

Our fast approval process ensures that your mortgage application is processed quickly and efficiently. Thanks to our relationships with multiple lenders and our expertise in streamlining the application process, we can help you secure a mortgage approval faster than many traditional routes.

How do I start the process with Pangea Mortgages?

Starting the process is simple. Contact us today for a free consultation. Our specialist mortgage advisors will assess your financial situation and provide tailored advice to help you find the best mortgage solution. From there, we’ll guide you through every step of the application process, ensuring a smooth and efficient experience.

What additional services does Pangea Mortgages offer for teachers?

In addition to providing mortgage solutions, we offer comprehensive mortgage protection insurance to help safeguard your financial future. We also provide ongoing support even after your mortgage is approved, ensuring you get the most out of your mortgage and stay on track with your financial goals.

Can I trust Pangea Mortgages with my financial information?

Absolutely. We take the confidentiality and security of your financial information very seriously. Our processes are fully compliant with all relevant regulations, ensuring your data is protected throughout your mortgage journey. We are committed to maintaining your trust and providing a secure, reliable service.

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