4.9 out of 5 based on 75 reviews

Mortgage Calculator Ireland: Simplifying Your Mortgage Journey

Unlock Your Ideal Mortgage with Our Comprehensive Calculator

As featured in HeyDublin

A calculator and several colored houses. The concept of buying a home on credit or a mortgage

Killian Costelloe
Killian Costelloe
Just had a chat with John Fahy this morning. Extremely helpful and explained everything very clearly to me. Thanks for all your help.
David Sullivan
David Sullivan
We wanted to move from a tracker to a fixed rate mortgage and from the start John was extremely helpful and provided sound advice. He even supported us in areas nor related to the switch like arranging an appointment with a valuation agency. In the end, in a fast moving market, we believe we got the best deal it was possible to get.
Seshu Tirupathi
Seshu Tirupathi
John was extremely professional and clear about all the steps in purchasing a home in Ireland. He was always accommodating with all our requests and transparent about how things are moving along in the application process. I would highly recommend his services if looking to buy a house, especially first-time buyers.
joice dondo
joice dondo
Very helpful information I got from here , sound advice in a professional manner
Kevin Burrowes
Kevin Burrowes
I wouldn't have been able to get through the mortgage processes without John, knows exactly what he is doing and should be charging more for his service. I would fully endorse his services for anyone who requires them.
Fiona Britton
Fiona Britton
John was excellent to deal with, timely, efficient and helped us secure a mortgage with an excellent rate, we are in our home because of him !
slavisa miskovic
slavisa miskovic
Quick response, definitely will ring them back

Empower Your Mortgage Decisions with Pangea Mortgages

Saving you both time and money

Pangea Mortgages, your trusted partner in navigating the mortgage landscape of Ireland. With our sophisticated Mortgage Calculator, you’re empowered to uncover the most competitive mortgage rates tailored to your financial situation. Whether you’re a first-time buyer, considering a new home, or looking to switch your mortgage, our tool is designed to simplify complex calculations, presenting you with clear, actionable insights

Accurate Calculations: Estimate your monthly repayments and total mortgage cost with precision.

Tailored Options: Compare fixed and variable rates, and evaluate the impact of different mortgage terms and loan amounts.

Savings Opportunities: Discover how much you can save by refinancing or switching lenders.
User-Friendly Interface: Our calculator is easy to use, providing you with quick results without any financial jargon.

Calculate Mortgage Repayments

Benefits of Using Pangea Mortgages Calculator

Start Planning Your Dream Home Today

Don’t let the complexities of mortgages hold you back from your dream home. Utilise the Pangea Mortgage Calculator Ireland today to explore your options and gain the clarity you need. Our team is ready to assist with any questions and guide you towards the best mortgage solution. Contact us or use our online tool to begin your journey to homeownership with confidence.

Start Calculating: Dive into our mortgage calculator and see what your future could look like.

Get in Touch: Contact our team for a personalised consultation and expert mortgage advice.

Apply Now: Ready to take the next step? Apply online today and move closer to securing your dream home.
At Pangea Mortgages, we’re committed to providing you with not just a mortgage, but a pathway to your future home and financial stability. Let’s make your homeownership dreams a reality.


Go Beyond With Pangea Mortgages

Best mortgage advisor

Potentially save thousands on your mortgage repayments, find a cheaper mortgage lender. Get step-by-step guidance on refinancing your mortgage or buying your first home.

Initial Conversation

Contact us and avail of an initial mortgage consultation. We will identify the right mortgage for your circumstances.


Our experts will complete the application paperwork for you. We take the time to go through each section with you.


The financial advisor will guide you to the complete list of documents required

Bidding & Legals

Once we have secured your loan offer we will help you with bidding strategy and dealing with solictors.

After Sale Agreed

Once you go sale agreed we will help you to get to completion. We can also help with the insurances all lenders will require


How do you qualify for a mortgage? Banks will consider your gross salary, day to day expenditure, loans and savings. You need to be in permanent employment.


Investment Property - If you want to find out if now is a good time to buy an investment and what returns to expect - contact us now


Can You Get A Mortgage With Bad Credit? Yes, we can help with this. We work with specialist lenders who provide mortgages to those with credit issues. You must have no outstanding credit problems.


How Much Can You Afford? Calculate how much you can afford to borrow with the best mortgage brokers in Dublin. We can advise what the appropriate level of borrowings are and how much it will cost you over the life of your mortgage.

We help you understand the Mortgage process from start to finish.

Get Great Mortgage Rates

We will help you get a great low rate for your personal circumstances. Click the calculator below.

Great Mortgage Rate

Click the calculator below.

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.

House Prices

Will they go up or down? Should we hold off or buy now? You can utilise our outstanding qualifications and experience to find out what will happen next. Just give us a call.

House Prices

Will they go up or down? Should we hold off or buy now?

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice on what you need to do to be in the best position when you are ready to apply for a mortgage

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice.

FAQ's About Mortgage Calculator Ireland

How does the Pangea Mortgages Calculator work?

Our Mortgage Calculator Ireland allows you to input various details such as loan amount, interest rates, and mortgage term to estimate your monthly repayments and total mortgage cost. It helps you compare different mortgage scenarios to find one that best fits your financial situation

What is the difference between fixed-rate and variable-rate mortgages?

A fixed-rate mortgage has a constant interest rate throughout a set period, ensuring stable monthly repayments. In contrast, a variable-rate mortgage has an interest rate that can change, affecting your monthly repayments based on market conditions

Can I use the mortgage calculator if I am a first-time buyer?

Absolutely! Our calculator is designed to assist everyone, including first-time buyers. It can help you understand how much you can afford to borrow and what your repayments could look like.

How accurate is the mortgage repayment estimate?

While our calculator provides a good estimate, the actual repayments may vary based on the final mortgage product, lender rates, and your individual circumstances. We recommend using these figures as a guide and consulting with our advisors for a more precise assessment.

How can I find out how much I can borrow?

You can use our Mortgage Calculator Ireland to get an initial estimate. For a more detailed assessment, contact our team for a personalised consultation where we consider your income, debts, and other financial commitments.

What should I do if I want to switch my mortgage to a different lender?

Our calculator can help you compare the potential savings from switching lenders. If you’re considering a switch, our advisors can guide you through the process and help find the best deal based on your current mortgage and financial goals

Are there any fees for using the Pangea Mortgages Calculator?

No, our online mortgage calculator is completely free to use. We provide this tool to help you make informed decisions about your mortgage options

How often are the interest rates updated in the calculator?

We regularly update the interest rates in our calculator to reflect the current market conditions and ensure you receive the most accurate information

Can I calculate repayments for different mortgage terms using the calculator?

Yes, you can input different mortgage terms into the calculator to see how they would affect your monthly repayments and total interest paid over the life of the loan

How can I get personalised mortgage advice?

For personalised advice, you can contact our team directly via phone, email, or our website. Our experienced mortgage advisors are ready to provide you with tailored guidance based on your individual financial situation and goals

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