4.9 out of 5 based on 75 reviews

Your Trusted Mortgage Protection Insurance Broker

Streamline Your Financial Security with Expert Mortgage Protection Solutions

As featured in HeyDublin

Why use mortgage broker Ireland

Killian Costelloe
Killian Costelloe
2023-08-21
Just had a chat with John Fahy this morning. Extremely helpful and explained everything very clearly to me. Thanks for all your help.
David Sullivan
David Sullivan
2023-08-18
We wanted to move from a tracker to a fixed rate mortgage and from the start John was extremely helpful and provided sound advice. He even supported us in areas nor related to the switch like arranging an appointment with a valuation agency. In the end, in a fast moving market, we believe we got the best deal it was possible to get.
Seshu Tirupathi
Seshu Tirupathi
2023-08-14
John was extremely professional and clear about all the steps in purchasing a home in Ireland. He was always accommodating with all our requests and transparent about how things are moving along in the application process. I would highly recommend his services if looking to buy a house, especially first-time buyers.
joice dondo
joice dondo
2023-07-19
Very helpful information I got from here , sound advice in a professional manner
Kevin Burrowes
Kevin Burrowes
2023-07-18
I wouldn't have been able to get through the mortgage processes without John, knows exactly what he is doing and should be charging more for his service. I would fully endorse his services for anyone who requires them.
Fiona Britton
Fiona Britton
2023-05-22
John was excellent to deal with, timely, efficient and helped us secure a mortgage with an excellent rate, we are in our home because of him !
slavisa miskovic
slavisa miskovic
2023-05-15
Quick response, definitely will ring them back

Streamlined Mortgage Protection

Saving you both time and money

At Pangea Mortgages, we understand that purchasing a home is not just an investment but a pledge for your family’s future. This realisation brings the importance of mortgage protection into sharp focus, safeguarding your loved ones from unforeseen financial burdens.

Specialising in mortgage protection insurance, Pangea Mortgages stands as a beacon of reliability, offering comprehensive advice and tailored solutions that secure your home’s future.

  • Mortgage Protection Insurance: Tailored policies that decrease in line with your mortgage, ensuring your family’s home is secure.
  • Life Insurance vs. Mortgage Protection: Expert advice on selecting the right coverage for your needs, including the benefits of life insurance as a more comprehensive alternative.
  • Flexible and Affordable Coverage: Solutions designed to offer financial security without overburdening your budget.
  • Personalised Consultation: Our experts assess your unique situation to recommend the best protection strategy, ensuring your peace of mind.

Calculate Mortgage Repayments

Why Choose Pangea Mortgages for Your Income Protection?

Navigate the complexities of mortgage protection with our superior knowledge

Experience unparalleled support and guidance every step of the way

Access cost-effective solutions that provide substantial value, ensuring your peace of mind doesn’t come at a premium

Benefit from our efficient procedures for faster, hassle-free insurance acquisition

Benefit from potential tax deductions on your income protection premiums, enhancing your financial advantage

Choose from various levels of coverage to ensure the protection suits your lifestyle and budget

Select the waiting period that aligns with your existing sick pay arrangements for optimal cost-effectiveness

Gain coverage that extends up to retirement age, ensuring long-term peace of mind

Begin Your Homeownership Journey Today

Pangea Mortgages is dedicated to demystifying mortgage protection insurance, providing you with the knowledge and options to make informed decisions. Our commitment to superior advice and customer service positions us uniquely in the financial sector, offering significant savings and advantages over direct bank dealings.

With access to a multitude of lenders and a streamlined approval process, we not only simplify your path to mortgage protection but enhance your financial well-being.

Ready to protect your home and family? Contact Pangea Mortgages today to discuss your mortgage protection needs and find the plan that best suits you. Secure your future, today.

# STEPS & PROCESS

Go Beyond With Pangea Mortgages

Best mortgage advisor

Potentially save thousands on your mortgage repayments, find a cheaper mortgage lender. Get step-by-step guidance on refinancing your mortgage or buying your first home.

Initial Conversation

Contact us and avail of an initial mortgage consultation. We will identify the right mortgage for your circumstances.

Application

Our experts will complete the application paperwork for you. We take the time to go through each section with you.

Documents

The financial advisor will guide you to the complete list of documents required

Bidding & Legals

Once we have secured your loan offer we will help you with bidding strategy and dealing with solictors.

After Sale Agreed

Once you go sale agreed we will help you to get to completion. We can also help with the insurances all lenders will require

1

How do you qualify for a mortgage? Banks will consider your gross salary, day to day expenditure, loans and savings. You need to be in permanent employment.

2

Investment Property - If you want to find out if now is a good time to buy an investment and what returns to expect - contact us now

3

Can You Get A Mortgage With Bad Credit? Yes, we can help with this. We work with specialist lenders who provide mortgages to those with credit issues. You must have no outstanding credit problems.

4

How Much Can You Afford? Calculate how much you can afford to borrow with the best mortgage brokers in Dublin. We can advise what the appropriate level of borrowings are and how much it will cost you over the life of your mortgage.

We help you understand the Mortgage process from start to finish.

Get Great Mortgage Rates

We will help you get a great low rate for your personal circumstances. Click the calculator below.

Great Mortgage Rate

Click the calculator below.
CALCULATOR

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.
CONTACT US

House Prices

Will they go up or down? Should we hold off or buy now? You can utilise our outstanding qualifications and experience to find out what will happen next. Just give us a call.

House Prices

Will they go up or down? Should we hold off or buy now?
CALL US

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice on what you need to do to be in the best position when you are ready to apply for a mortgage

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice.
EMAIL US

FAQ's About Mortgage Protection Broker

What is Mortgage Protection Insurance?

Mortgage Protection Insurance (MPI) is a type of life insurance policy designed specifically to cover your mortgage repayments in the event of your death, ensuring your family can remain in their home without financial burden.

Why do I need Mortgage Protection Insurance?

Mortgage Protection is essential to secure your family’s future by covering your mortgage payments in case of unforeseen circumstances such as death or critical illness. This ensures your loved ones are not left with a heavy financial burden.

Is Mortgage Protection Insurance mandatory?

In Ireland, Mortgage Protection Insurance is a legal requirement for mortgage borrowers, except in very specific circumstances. It is designed to protect both you and the lender.

How does Mortgage Protection Insurance differ from Life Insurance?

While both policies pay out in the event of death, Mortgage Protection Insurance specifically covers your remaining mortgage, and the coverage amount decreases over time as you pay off your mortgage. Life Insurance, however, typically maintains a fixed coverage amount throughout the policy term.

Can I change my Mortgage Protection cover if my circumstances change?

Yes, you can adjust your Mortgage Protection cover if significant life events alter your mortgage needs, such as refinancing your mortgage, moving to a new home, or changes in your family structure.

What factors affect the cost of Mortgage Protection Insurance?

Factors that can influence the cost include your age, health, the amount and term of your mortgage, and whether you choose a single or joint policy.

How can I get Mortgage Protection Insurance with Pangea Mortgages?

You can start by contacting Pangea Mortgages through our website, email, or phone. Our experts will guide you through the process, help you understand your options, and provide a policy that suits your needs.

What documentation do I need to apply for Mortgage Protection with Pangea Mortgages?

Typically, you’ll need proof of identity, proof of address, details of your mortgage, and any relevant health information.

Can I cancel my Mortgage Protection Insurance?

Yes, you can cancel your Mortgage Protection policy; however, remember this leaves your mortgage unprotected. We recommend speaking to a Pangea Mortgages advisor to discuss your options before making any decisions.