4.9 out of 5 based on 75 reviews

Seamless Mortgages When Moving House with Pangea Mortgages

Expert Guidance for Your Home Transition

As featured in HeyDublin

First time buyer grant

Killian Costelloe
Killian Costelloe
2023-08-21
Just had a chat with John Fahy this morning. Extremely helpful and explained everything very clearly to me. Thanks for all your help.
David Sullivan
David Sullivan
2023-08-18
We wanted to move from a tracker to a fixed rate mortgage and from the start John was extremely helpful and provided sound advice. He even supported us in areas nor related to the switch like arranging an appointment with a valuation agency. In the end, in a fast moving market, we believe we got the best deal it was possible to get.
Seshu Tirupathi
Seshu Tirupathi
2023-08-14
John was extremely professional and clear about all the steps in purchasing a home in Ireland. He was always accommodating with all our requests and transparent about how things are moving along in the application process. I would highly recommend his services if looking to buy a house, especially first-time buyers.
joice dondo
joice dondo
2023-07-19
Very helpful information I got from here , sound advice in a professional manner
Kevin Burrowes
Kevin Burrowes
2023-07-18
I wouldn't have been able to get through the mortgage processes without John, knows exactly what he is doing and should be charging more for his service. I would fully endorse his services for anyone who requires them.
Fiona Britton
Fiona Britton
2023-05-22
John was excellent to deal with, timely, efficient and helped us secure a mortgage with an excellent rate, we are in our home because of him !
slavisa miskovic
slavisa miskovic
2023-05-15
Quick response, definitely will ring them back

Get Started on Your Home Moving Journey with Confidence

Saving you both time and money

Moving to a new home should be exciting, not stressful.

At Pangea Mortgages, we specialise in making the transition smoother with tailored moving home mortgage solutions.

Whether upgrading your living space or downsizing, our financial experts are here to ensure that your mortgage moves with you.

We provide straightforward, understandable advice that aligns with your personal financial goals, ensuring a seamless shift to your dream home.

  • Tailored Mortgage Options: Choose from a variety of mortgage plans suited for your new home’s needs.
  • Efficient Approval Process: Experience quick, straightforward approvals to keep your move on schedule.
  • Comprehensive Financial Products: Beyond mortgages, we offer advice on savings, investments, and protections to secure your financial future.

Calculate Mortgage Repayments

Why Choose Pangea Mortgages?

Features of Our Moving Home Mortgage Services

  • Comprehensive Consultations: Tailored consultations to align mortgage solutions with your financial goals and moving plans.
  • Competitive Mortgage Rates: Access the latest rates through our online tools for cost-effective borrowing.
  • Mortgage Calculator: Use our online tool to quickly estimate your borrowing capacity and potential mortgage costs.
  • Agreement in Principle (AIP): Secure an AIP online to demonstrate your readiness to buy, speeding up the mortgage process without affecting your credit score.
  • Porting Your Existing Mortgage: Assess the benefits of transferring your current mortgage to your new home to potentially save on interest and avoid penalties.
  • Guidance on Additional Borrowing: Explore options for additional borrowing if your new home purchase price exceeds your current mortgage value

# STEPS & PROCESS

Go Beyond With Pangea Mortgages

Best mortgage advisor

Potentially save thousands on your mortgage repayments, find a cheaper mortgage lender. Get step-by-step guidance on refinancing your mortgage or buying your first home.

Initial Conversation

Contact us and avail of an initial mortgage consultation. We will identify the right mortgage for your circumstances.

Application

Our experts will complete the application paperwork for you. We take the time to go through each section with you.

Documents

The financial advisor will guide you to the complete list of documents required

Bidding & Legals

Once we have secured your loan offer we will help you with bidding strategy and dealing with solictors.

After Sale Agreed

Once you go sale agreed we will help you to get to completion. We can also help with the insurances all lenders will require

1

How do you qualify for a mortgage? Banks will consider your gross salary, day to day expenditure, loans and savings. You need to be in permanent employment.

2

Investment Property - If you want to find out if now is a good time to buy an investment and what returns to expect - contact us now

3

Can You Get A Mortgage With Bad Credit? Yes, we can help with this. We work with specialist lenders who provide mortgages to those with credit issues. You must have no outstanding credit problems.

4

How Much Can You Afford? Calculate how much you can afford to borrow with the best mortgage brokers in Dublin. We can advise what the appropriate level of borrowings are and how much it will cost you over the life of your mortgage.

We help you understand the Mortgage process from start to finish

Get Great Mortgage Rates

We will help you get a great low rate for your personal circumstances. Click the calculator below.

Great Mortgage Rate

Click the calculator below.
CALCULATOR

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.
CONTACT US

House Prices

Will they go up or down? Should we hold off or buy now? You can utilise our outstanding qualifications and experience to find out what will happen next. Just give us a call.

House Prices

Will they go up or down? Should we hold off or buy now?
CALL US

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice on what you need to do to be in the best position when you are ready to apply for a mortgage

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice.
EMAIL US

FAQ's About Mortgages When Moving House

What mortgage options are available for moving home?

At Pangea Mortgages, we offer a variety of mortgage options tailored for those moving home, including fixed-rate, variable-rate, and tracker mortgages. We can also discuss porting your existing mortgage to your new home, which might offer additional savings.

How can I find out how much I can borrow?

You can start by using our online mortgage calculator or by arranging a consultation with one of our mortgage advisors. We’ll assess your financial situation and provide a detailed estimate of how much you could borrow based on your income, expenses, and current financial commitments.

What is the process for applying for a moving home mortgage?

The process begins with a consultation to understand your needs and financial status. Following this, we’ll help you gather necessary documents and submit a mortgage application. We aim to make the process as straightforward and efficient as possible, guiding you through every step.

Can I transfer my current mortgage to my new home?

Yes, many of our mortgage products offer the possibility to port your existing mortgage to a new property. This can be a convenient option if you’re satisfied with your current mortgage terms. Our advisors can help determine if this option is suitable for you and discuss any potential costs involved.

How long does it take to get mortgage approval?

The time it takes to get mortgage approval can vary depending on several factors, including the complexity of your financial situation and the type of mortgage. Typically, we strive to provide approvals as quickly as possible, often within a few days of receiving all necessary documentation.

Are there specific requirements or fees involved with moving home mortgages?

Specific requirements will depend on the mortgage type and your personal circumstances. Common requirements include proof of income, employment status, and credit history. As for fees, these can include appraisal fees, legal fees, and possibly early repayment charges if you’re changing lenders or terms. We provide a full breakdown of all potential fees upfront, so there are no surprises.

What should I do if my financial situation changes during the mortgage process?

If your financial situation changes during the mortgage process, it’s important to inform us as soon as possible. We can assist in reassessing your situation and adjusting your mortgage application accordingly to ensure it still meets your needs and capabilities.



How can I ensure I get the best mortgage rate when moving home?

To secure the best mortgage rate, it’s crucial to maintain a good credit score, gather detailed financial documentation, and consult with our mortgage advisors who can negotiate the best rates on your behalf based on current market conditions and your specific financial profile.



What support does Pangea Mortgages offer throughout the moving process?

Pangea Mortgages offers comprehensive support throughout your home moving process. This includes financial advice, assistance with paperwork, and guidance on the best mortgage products for your situation. We’re here to ensure that your move is as smooth and stress-free as possible.

Who can I contact for more information or to start my mortgage application?

You can contact our team by filling out the online contact form, calling our dedicated customer service line, or visiting us at one of our offices. Our knowledgeable mortgage advisors are eager to assist you with any questions and help start your mortgage application process.