4.9 out of 5 based on 75 reviews

Your Trusted Pension Broker in Dublin & Ireland

Comprehensive Pension Solutions Tailored for You

As featured in HeyDublin

A calculator and several colored houses. The concept of buying a home on credit or a mortgage

Killian Costelloe
Killian Costelloe
2023-08-21
Just had a chat with John Fahy this morning. Extremely helpful and explained everything very clearly to me. Thanks for all your help.
David Sullivan
David Sullivan
2023-08-18
We wanted to move from a tracker to a fixed rate mortgage and from the start John was extremely helpful and provided sound advice. He even supported us in areas nor related to the switch like arranging an appointment with a valuation agency. In the end, in a fast moving market, we believe we got the best deal it was possible to get.
Seshu Tirupathi
Seshu Tirupathi
2023-08-14
John was extremely professional and clear about all the steps in purchasing a home in Ireland. He was always accommodating with all our requests and transparent about how things are moving along in the application process. I would highly recommend his services if looking to buy a house, especially first-time buyers.
joice dondo
joice dondo
2023-07-19
Very helpful information I got from here , sound advice in a professional manner
Kevin Burrowes
Kevin Burrowes
2023-07-18
I wouldn't have been able to get through the mortgage processes without John, knows exactly what he is doing and should be charging more for his service. I would fully endorse his services for anyone who requires them.
Fiona Britton
Fiona Britton
2023-05-22
John was excellent to deal with, timely, efficient and helped us secure a mortgage with an excellent rate, we are in our home because of him !
slavisa miskovic
slavisa miskovic
2023-05-15
Quick response, definitely will ring them back

Pension Solutions Tailored for You

Saving you both time and money

At Pangea Mortgages, we understand the importance of securing your financial future.

As your dedicated pension broker in Dublin and Ireland, we offer personalised pension planning services designed to meet your unique needs. With our deep knowledge of the financial landscape and commitment to superior customer service, we navigate the complexities of pensions, ensuring you make informed decisions for a secure retirement.

 

Calculate Mortgage Repayments

Why Choose Pangea Mortgages?

Our Pension Services

Pension Planning and Setup: Start your pension journey with confidence. Whether you’re an individual or a business, we’ll help you set up a pension plan that’s right for you.
Pension Transfers: Looking to transfer your pension? We specialise in seamless pension transfers, ensuring your retirement savings are managed effectively.
Retirement Planning: Explore your retirement options with our advisors. We’ll guide you through early retirement possibilities, income planning, and more.
Pension Reviews: Ensure your pension is on track to meet your retirement goals with our comprehensive pension review service.

Simplifying the Complex World of Pensions

First Home scheme Ireland

Navigating the world of pensions can be complex and time-consuming. At Pangea Mortgages, we simplify this process. Our team of experts provides clear, concise advice, allowing you to understand your options and make decisions with confidence. 

Whether you’re setting up a new pension, looking to transfer an old one, or planning for retirement, our goal is to provide a solution that best suits your life stage and financial circumstances.

Personalised Attention: Every client’s financial situation is unique, and we provide tailored advice to match.

Transparency: No hidden fees or jargon – just clear, straightforward financial guidance.

Efficiency: We respect your time, ensuring a smooth, expedient process from start to finish.

Innovative Solutions: We stay ahead of market trends to offer the best advice and products.

 

# STEPS & PROCESS

Go Beyond With Pangea Mortgages

Best mortgage advisor

Potentially save thousands on your mortgage repayments, find a cheaper mortgage lender. Get step-by-step guidance on refinancing your mortgage or buying your first home.

Initial Conversation

Contact us and avail of an initial mortgage consultation. We will identify the right mortgage for your circumstances.

Application

Our experts will complete the application paperwork for you. We take the time to go through each section with you.

Documents

The financial advisor will guide you to the complete list of documents required

Bidding & Legals

Once we have secured your loan offer we will help you with bidding strategy and dealing with solictors.

After Sale Agreed

Once you go sale agreed we will help you to get to completion. We can also help with the insurances all lenders will require

1

How do you qualify for a mortgage? Banks will consider your gross salary, day to day expenditure, loans and savings. You need to be in permanent employment.

2

Investment Property - If you want to find out if now is a good time to buy an investment and what returns to expect - contact us now

3

Can You Get A Mortgage With Bad Credit? Yes, we can help with this. We work with specialist lenders who provide mortgages to those with credit issues. You must have no outstanding credit problems.

4

How Much Can You Afford? Calculate how much you can afford to borrow with the best mortgage brokers in Dublin. We can advise what the appropriate level of borrowings are and how much it will cost you over the life of your mortgage.

We help you understand the Mortgage process from start to finish.

Get Great Mortgage Rates

We will help you get a great low rate for your personal circumstances. Click the calculator below.

Great Mortgage Rate

Click the calculator below.
CALCULATOR

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.
CONTACT US

House Prices

Will they go up or down? Should we hold off or buy now? You can utilise our outstanding qualifications and experience to find out what will happen next. Just give us a call.

House Prices

Will they go up or down? Should we hold off or buy now?
CALL US

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice on what you need to do to be in the best position when you are ready to apply for a mortgage

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice.
EMAIL US

FAQ's About Pension Broker

What services do Pangea Mortgages offer in pension planning?

Pangea Mortgages specialises in individual pension plans, company pension schemes, pension transfers, retirement planning, and investment advice. Our services are designed to provide comprehensive support for your retirement needs, ensuring you make informed decisions for a secure future.

How does Pangea Mortgages streamline the pension application process?

We simplify the pension process by offering expert advice, leveraging our strong relationships with multiple lenders, and utilising efficient, streamlined processes. This approach reduces paperwork and saves time, making the path to retirement smoother and faster.

What makes Pangea Mortgages different from other pension brokers in Dublin and Ireland?

Our unique blend of superior knowledge, exceptional customer service, and fast approval processes sets us apart. We provide personalised financial advice, access to a wide range of lenders, and dedicated support throughout your pension journey, ensuring you receive the best possible options for your retirement savings.

How can I start a pension with Pangea Mortgages?

Starting a pension with us is easy. Contact us through our website or call our office to schedule a consultation. Our expert advisors will guide you through the process, helping you understand your options and tailor a pension plan that aligns with your financial goals.

Are there tax benefits to setting up a pension through Pangea Mortgages?

Yes, contributions to pension plans are typically tax-deductible, which can reduce your taxable income and potentially lower your tax bill. Furthermore, the funds in your pension plan grow tax-free until retirement. Our advisors will help you understand the specific tax benefits based on your individual circumstances.

Can Pangea Mortgages help me transfer an existing pension?

Absolutely. We offer pension transfer services to help you move your existing pension to a plan that better suits your current needs and future goals. Our team will handle the process, ensuring a smooth transition and maximising your pension benefits.

What should I consider when planning for retirement with Pangea Mortgages?

When planning for retirement, consider your long-term financial goals, current financial situation, and expected retirement age. Our advisors will help you assess these factors and develop a personalised plan to ensure a comfortable and secure retirement.

How does Pangea Mortgages ensure my pension investments are safe?

Pangea Mortgages is regulated by the Central Bank of Ireland, and we adhere to strict guidelines and regulations to ensure your investments are safe and secure. We also provide transparent information about all investment options, helping you make informed decisions.

Can I adjust my pension contributions over time with Pangea Mortgages?

Yes, we offer flexible pension plans that allow you to adjust your contributions as your financial situation changes. Whether you wish to increase, decrease, or pause your contributions, we can accommodate your needs and adjust your plan accordingly.