Switching mortgage

Learn how much you can save...

Why Switching Mortgage is a good idea?

There are over 300,000 people on a Tracker or a variable mortgage – if thats you then you need to take action NOW. Our in-house economic expert is advising mortgage rates will be over 5% during 2023 – this will mean a major increase for those on non fixed rates. You need to double check your mortgage rate and product to make sure you dont get caught out. 
 
There is also a huge number of people who have fixed their mortgage since 2019 when interest rates were much lower than today and they will get a huge shock when that fixed period ends and their not so nice bank puts them on much higher interest rates. It could cost thousands of euro PER YEAR! You should find out exactly when your fixed rare ends and contact Pangea Mortgages to see how much money we can save you Vs your existing Bank.
 
The process is now easy, digital and fast. Fill out the form below to see how much you can save. 
 
To get started, fill out the form below we will handle all the paperwork for you and tell you how much you can save today. 

Stop overpaying for your Mortgage

Are you overpaying for your mortgage …..

If so you could be paying significantly more for your mortgage than you need to. There are new mortgage broker-only providers in the market that in some cases are offering rates significantly below the pillar banks. 

They also provide fixed rate mortgages upto 30 years!! A great way to protect against the impact of rising inflation and rates. 

Switch Mortgage

Learn how you can save on your monthly mortgage repayments.

Switch your mortgage and start saving on your monthly payments!

Switching mortgage is helping Irish people reduce their monthly loan repayments and putting thousands of euro back in their pocket every year! 

Great Rates

Our brokers asses your current situation and work with industry leading lenders to get you a great rate.

Fast & Easy

We make the whole process stress-free & easy with our advanced digital process that allows you to easy manage everything.

Great Savings

We provide significant savings on your mortgage payments. Switch mortgage now to start saving. Call now.

Get The Best Switcher Mortgage

Get a mortgage with the best rates in three simple steps.

With interest rates now rising quickly now is the time to speak to Pangea Mortgages. If you are on a variable, tracker or your fixed rate is up in the next 12 months speak to us now. One hour of your time could give you thousands back in your pocket – it did for one of our customers!

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Mortgage Calculator

Calculate mortgage cost and get a low mortgage rate

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Mortgage Switcher Advice

Talk with a Mortgage Advisor

We are happy to help with any question you have no matter how small or trivial – we are here to help you ! Get a new quote today and see how much you can save on your monthly payment.

Steven McGuire
2023-02-08
If you are considering applying for a mortgage, I couldn’t recommend Pangea mortgages enough. John was so helpful, patient and thorough every step of the way through the process. He is always easy to contact and communication was excellent. It is by no means an easy undertaking, and I am certain without John’s help we would not be living in our new house today. We will be back for the switch when the time comes!
Barry Larkin
2023-01-29
I am currently doing a bit of research and hoping to apply for a mortgage in the next year or so. I gave John a call on a Saturday evening as I had a few questions i needed to clear up. He was extremely helpful and very efficient in answering my queries. I’ve gotten a much better idea now of the process and requirements for my application. John was a great help, I would recommend this company to anyone looking for some advice or help with their mortgage applications.
Rej
2023-01-12
John was very quick to respond when I sent a query through the website.
Neil Anthony Murphy
2023-01-09
Spoke with John and he gave me great insight as to what would be expected and the process of getting a mortgage along with rough estimates on what buying power I would have, I would highly recommend
Al McCauley
2022-11-12
Knowledgeable. Explained things very clearly.
Sarah McHugh
2022-11-11
Excellent service 👏 thanks
Gerry Maher
2022-11-04
Many thanks to John for helping us to switch mortgages. He made the whole process very manageable .We simply wouldn’t have gotten through the process if it wasn’t for his excellent customer service skills and in depth knowledge of finance. Looking at what has just happened to interest rates we feel so grateful to now be locked in to a fixed long term mortgage on a lower rate than we were on with our previous bank.
Laura Leahy
2022-10-24
Easy to contact and a great informative and speedy service. Would highly recommend and use again.
F M
2022-10-21
Had a particularly tough mortgage application and 6 month purchase time frame, but John guided me and helped through the entire time. Can’t recommend enough, professional and patient! Thanks again John