4.9 out of 5 based on 75 reviews

Discover Top Tracker Mortgage Solutions in Dublin with Pangea Mortgages

Your Ireland Tracker Mortgage Broker: Navigating You to the Best Deals

As featured in HeyDublin

A calculator and several colored houses. The concept of buying a home on credit or a mortgage

Killian Costelloe
Killian Costelloe
Just had a chat with John Fahy this morning. Extremely helpful and explained everything very clearly to me. Thanks for all your help.
David Sullivan
David Sullivan
We wanted to move from a tracker to a fixed rate mortgage and from the start John was extremely helpful and provided sound advice. He even supported us in areas nor related to the switch like arranging an appointment with a valuation agency. In the end, in a fast moving market, we believe we got the best deal it was possible to get.
Seshu Tirupathi
Seshu Tirupathi
John was extremely professional and clear about all the steps in purchasing a home in Ireland. He was always accommodating with all our requests and transparent about how things are moving along in the application process. I would highly recommend his services if looking to buy a house, especially first-time buyers.
joice dondo
joice dondo
Very helpful information I got from here , sound advice in a professional manner
Kevin Burrowes
Kevin Burrowes
I wouldn't have been able to get through the mortgage processes without John, knows exactly what he is doing and should be charging more for his service. I would fully endorse his services for anyone who requires them.
Fiona Britton
Fiona Britton
John was excellent to deal with, timely, efficient and helped us secure a mortgage with an excellent rate, we are in our home because of him !
slavisa miskovic
slavisa miskovic
Quick response, definitely will ring them back

Your Dublin Tracker Mortgage Broker: Offering You to the Best Deals

Saving you both time and money

Pangea Mortgages is your premier choice in Dublin for tracker mortgage solutions.

With a rich history of satisfied clients, we excel in securing the best tracker mortgage rates in Ireland, tailor-made to meet your unique financial needs.

Our dedicated team of financial experts ensures that every client benefits from our deep industry knowledge and unwavering commitment to finding the most advantageous mortgage options.

Calculate Mortgage Repayments

Why Choose Pangea Mortgages for Your Tracker Mortgage Needs

Our Tracker Mortgage Services Include

Market Insight: Benefit from our detailed market analysis, identifying leading tracker mortgage rates that promise valuable savings and favourable terms.
Customised Rate Assessment: We provide precise calculations, illustrating your potential savings and demonstrating clear monthly repayment scenarios.
Advisory on ECB Rate Fluctuations: Stay updated with expert advice on European Central Bank rate adjustments and their implications for your mortgage.
Effortless Application Guidance: We simplify your mortgage application process, ensuring a seamless transition from consultation to approval.


Go Beyond With Pangea Mortgages

Best mortgage advisor

Potentially save thousands on your mortgage repayments, find a cheaper mortgage lender. Get step-by-step guidance on refinancing your mortgage or buying your first home.

Initial Conversation

Contact us and avail of an initial mortgage consultation. We will identify the right mortgage for your circumstances.


Our experts will complete the application paperwork for you. We take the time to go through each section with you.


The financial advisor will guide you to the complete list of documents required

Bidding & Legals

Once we have secured your loan offer we will help you with bidding strategy and dealing with solictors.

After Sale Agreed

Once you go sale agreed we will help you to get to completion. We can also help with the insurances all lenders will require


How do you qualify for a mortgage? Banks will consider your gross salary, day to day expenditure, loans and savings. You need to be in permanent employment.


Investment Property - If you want to find out if now is a good time to buy an investment and what returns to expect - contact us now


Can You Get A Mortgage With Bad Credit? Yes, we can help with this. We work with specialist lenders who provide mortgages to those with credit issues. You must have no outstanding credit problems.


How Much Can You Afford? Calculate how much you can afford to borrow with the best mortgage brokers in Dublin. We can advise what the appropriate level of borrowings are and how much it will cost you over the life of your mortgage.

We help you understand the Mortgage process from start to finish

Get Great Mortgage Rates

We will help you get a great low rate for your personal circumstances. Click the calculator below.

Great Mortgage Rate

Click the calculator below.

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.

Home Buyers Guide

We can offer advice on how to deal with bidding with Estate Agents and picking a Solicitor.

House Prices

Will they go up or down? Should we hold off or buy now? You can utilise our outstanding qualifications and experience to find out what will happen next. Just give us a call.

House Prices

Will they go up or down? Should we hold off or buy now?

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice on what you need to do to be in the best position when you are ready to apply for a mortgage

Financial Check

Even if you’re not ready to buy just yet, we would be happy to give you advice.

FAQ's About Tracker Mortgage

What is a tracker mortgage?

A tracker mortgage is a type of home loan where the interest rate tracks the European Central Bank (ECB) base rate at a set margin above or below it. This means that your mortgage interest rate will go up or down in line with changes to the ECB rate, affecting your monthly repayments accordingly.

How does Pangea Mortgages help me find the best tracker mortgage?

Pangea Mortgages uses comprehensive market analysis and established relationships with a wide range of lenders to find the best tracker mortgage rates available. We provide personalised advice and tailor our services to meet your specific financial needs and goals, ensuring you get the most suitable mortgage solution.

What makes Pangea Mortgages different from other mortgage brokers?

Our unique approach combines deep local insights with extensive market knowledge, offering personalised solutions and fostering long-term relationships with our clients. Unlike others, we prioritise your financial well-being, guiding you through the entire mortgage process with transparency and expertise.

Can Pangea Mortgages help me understand how ECB rate changes affect my mortgage?

Absolutely. Our team of experts will explain how fluctuations in the ECB base rate can impact your tracker mortgage repayments. We provide up-to-date information and guidance to help you make informed decisions about your mortgage.

What services does Pangea Mortgages offer besides tracker mortgage advice?

Apart from tracker mortgage advice, we offer a range of financial solutions including pension planning, income protection, life insurance, mortgage protection, and savings and investment advice. Our goal is to support your overall financial well-being.

How do I start the process with Pangea Mortgages?

Starting the process is simple. Contact us to schedule a consultation where we will discuss your financial situation, needs, and goals. From there, we’ll provide you with tailored advice and solutions, guiding you every step of the way.

Are there any upfront costs for consulting with Pangea Mortgages?

We believe in transparency and will discuss any potential costs with you upfront during our initial consultation. Our primary aim is to provide value and ensure you receive the best possible advice and mortgage solutions.

How long does the mortgage application process take with Pangea Mortgages?

The duration of the mortgage application process can vary based on individual circumstances and the complexity of your case. However, our team works efficiently to streamline the process, keeping you informed and engaged throughout.

Can Pangea Mortgages assist with mortgage paperwork and applications?

Yes, we assist with all aspects of the mortgage process, including paperwork and applications. Our aim is to make the process as smooth and stress-free as possible for you.

How can I stay updated on the latest mortgage rates and financial advice?

Stay connected with Pangea Mortgages through our website, subscribe to our newsletter, or follow us on social media for the latest updates, tips, and financial advice

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